Independent Insurance Broker
Health insurance doesn't have to be confusing.
I'm Amy Gallegos, an independent insurance broker. I help individuals, families, and people on Medicare find coverage that fits.
8 years in the business. Licensed in CO. No cost to you.
8 years in health insurance
Independent and licensed in CO
Free, no-obligation reviews
Key dates this fall
If you're signing up or switching plans this season, these are the dates to know.
Medicare enrollment
Runs October 15 through December 7. Switch or change your Medicare plan for next year.
Colorado's marketplace
Runs November 1 through January 15. Sign up by December 15 for coverage that starts January 1.
Bring your letter
Your plan sends a letter about next year's changes. Bring it to a free review and I'll walk you through what it means.
Who I help
On Medicare or aging into it
Whether you are about to turn 65 or have been on Medicare for years, I will walk you through your options.
Losing employer coverage
Left a job or lost your benefits? Let's find coverage so you're not stuck without it.
Shopping the marketplace
Need an ACA plan? I'll help you compare and enroll the right way.
Want a plan review
Already have coverage? I'll take a look and make sure it still works for you.
How it works
Book a call
Pick a time that works. It's free and there's no obligation.
We talk it through
Tell me your situation. I'll explain your options in plain language.
You choose, I help you enroll
Pick the plan that fits. I'll handle the paperwork with you.
My help is free. I'm paid by the insurance companies, not you. My job is to make sure you understand your options and feel good about your choice.
Frequently asked questions
When is open enrollment for health insurance in Colorado?
ACA marketplace open enrollment in Colorado generally runs from November 1 through mid-January each year. Outside that window you may qualify for a Special Enrollment Period if you lose coverage, move, get married, or have another qualifying life event. I can help you enroll during either window at no cost to you.
See all the open enrollment datesWhen can I sign up for or change a Medicare plan?
Most people first enroll in Medicare during their Initial Enrollment Period around their 65th birthday. The Medicare Annual Enrollment Period runs October 15 through December 7 each year, when you can switch or drop Medicare Advantage and Part D plans. There is also a Medicare Advantage Open Enrollment Period from January 1 through March 31. I help with all of these at no cost to you.
See all the Medicare enrollment windowsCan you help if I might qualify for Medicaid?
Yes. If you may qualify for Health First Colorado, the state's Medicaid program, I can explain how it works alongside other coverage and point you to the right place to apply. Medicaid enrollment is open year-round.
See the Medicaid application stepsDoes it cost anything to work with you?
No. I'm paid by the insurance companies, not by you. Reviews and enrollment help are free, with no obligation.